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4 ESSENTIAL TIPS FOR HOLIDAY VEHICLE PREP

4 ESSENTIAL TIPS FOR HOLIDAY VEHICLE PREP

1. Have a professional check your fluid levels: Although this seems as such an easy enough task, there is a safety risk if not performed properly. Our certified technicians can check your fluid levels, and the systems they control. We recommend checking Brake Fluid, Coolant Fluid, Power Steering, Transmission and Windshield Washer Fluid in addition to Motor Oil. 2. Ensure Proper Tire Care: The only think keeping your vehicle safely on the road is your tires. During the Holiday Season, the additional wear from the extra workload increase the chances of irregular and premature wear if your tires are not properly inflated you run the risk of overloading them. Be sure to have your tires, alignment, suspension and steering components all checked out to make sure they are in good condition. 3. On Schedule Oil & Filter Changes: There's nothing like a well-oiled machine to ensure safety and longevity on the road. Next to you, trust us when we say regular oil changes are your vehicles best friend. Oil changes are the least expensive form of maintenance you can do to maximize engine life and reduce repairs. 4. Check your battery, test the heater, lights and wipers: Checking your battery before it fails, will save you additional stress during the holiday season. While checking your battery, take a few minutes to test your heat. Nothing is worse than finding out your heat isn't working when it's chilly outside. In addition, check your interior and exterior lights to ensure everything is working properly. Lastly, no matter what Mother Nature throws your way, you're going to need to see the road. Test your wiper blades for signs of wear and replace if necessary. We want you to enjoy your Holiday Trips to see family and friends, without worrying about any vehicle problems that could arise. We recommend following these tips for stress free travel this Holiday Season. Enjoy your Holidays!

HIDDEN RISKS OF DELAYED CAR SERVICE

HIDDEN RISKS OF DELAYED CAR SERVICE

For some people out there, car maintenance or service is nothing more than filling up their fuel tank. If checking your vehicle before every drive sounds a waste of time and money, it is something you cannot overlook. Though it is not one of your main priorities, regular vehicle service can help eliminate higher expenditures in the long run. Aside from that, it can ensure an increase driving safety, functional performance, excellent fuel economy, extended lifespan, and much more. But delaying car service lessens your chance to experience countless benefits which will lead to hassles. Due to delayed car service, here are the following risks you cannot afford to encounter. • Oil Sludge Build up In the Engine Just like a gel, any built up oil sludge adheres to many parts of your engine. It seems a simple problem but it definitely inhibits the smooth or normal flow of oil over the engine of your car. Once it remains unresolved, it will pollute the engine that can cost beyond your imagination. This is why calling a car service provider on a regular basis is very imperative. It is the perfect solution to protect your investment. • Inadequate Protection and Safety Have you ever experienced car mechanical failure on the road? Whatever the case maybe, you might get injured and did not know what to do. But you are still lucky because this problem might put your life at stake. To have the peace of mind, it is always best to hire a qualified company ahead of time. Giving them a try can keep the braking, steering, or suspension in an ideal condition. Frequent car maintenance really plays a pivotal role in locating or addressing wear and other potential issues. Despite the expenses you might handle, your protection and safety are the most important things money could not compensate. Thus, let a well-skilled provider deal with all your needs for your convenience and comfort. • Unnecessary Wear and Tear The failure to count on a car repair or maintenance company can result in excessive or unnecessary wear and tear. Although this might not sound a big problem, taking action as soon as possible is very indispensable. Most of the time, wear and tear could reduce the quality and performance of your vehicle. If you do not want your money and effort is futile, give the nearest professional a call. • Vehicle Damage Do you know that driving an inefficient car can lead to an expensive damage? Well, it's certainly true. If you always take a ride using a dysfunctional vehicle, it would result in severe issues. So, it is advisable to set an appointment with a service provider. This would not only help avoid problems like that but also give you a stress-free journey. When looking for a service provider, it is perfect to take advantage of the internet. With just a few clicks, you will find the one that can exceed your expectation. But it is not that easy. Fortunately, we're here to come to your rescue. Give us a call and witness our commitment to serve you!

BENEFITS OF LEASING A CAR

BENEFITS OF LEASING A CAR

When it comes to picking the ideal car for your needs, knowing where to start the search always helps. Today, though, most people usually don't have the cash spare or the immaculate financial profile needed to land a loan today. To help you out of that problem, you can find all the help that you need waiting for you with a lease. Car leasing is much more affordable, flexible and generally beneficial than buying a car outright. It removes all the stress about handling repairs and makes sure you can concentrate on being an insured, fully taxed member of the roads with a car that isn't going to fail on you or come with a nasty post-purchase surprise. While the expense of early lease termination can be insane, a good lease - if picked right - can be a major benefit to you. to help you make the right call, then, let's take a look at the various benefits of securing a lease. Shortly, you'll start to wonder why you fretted about being vetted for a loan! Turn It Over The best part of any lease is the fact that when the lease ends, if you take on a new one you just hand the car over and get a replacement. No messing around with an old model that needs work and having to take huge financial hits to pay for it. You can avoid all of that - and then some - by using a lease. The days of having your money and car value torn away from you because of the changing of time and a minor malfunction costing you hundreds in fees and weeks of time. Less Expensive From managing the taxation side of things to the actual up-front cash outlay - even the monthly costs and maintenance fees - having a lease car is gloriously affordable. They make it much more effective for you to get a car that you can believe in and enjoy driving, while knowing you won't be put off the road by some weird error that you cannot afford to pay for to correct. The cost of a lease is smaller than a loan, and your car is likely to be much more affordable in the grand scheme of things. New Models With a lease, you get a new model when you renew your lease. This means a new car every 2-4 years, allowing you to build up a really nice collection of cars in a short space of time. Add in the fact that the lower overall price means you can lease something a bit more grandiose than you could buy, and it becomes much easier to see why people love a lease today. If you want to get on the roads and to make your driving experience as safe as possible, a lease makes perfect sense. The lack of down payments, lower overall cost, greater selection, easier management and constant renewal will ensure you see a wholesale change in how you thought about the entirety of the driving scene once and for all!

How to summarize your car.

HOW TO SUMMERIZE YOUR CAR

It's summertime and that calls for being out and about more on the roads. Are you planning a summer road trip, traveling on the weekends to your summer cabin or spending your evenings out enjoying the hot summer nights? It's time to think about your vehicle and the seasonal maintenance it might need. Here are some tips to ensure safe summer driving this August: 1. Beat the Heat. Your cars cooling system is critical to your summer driving so make sure to give it extra care through the season. 2. Air Conditioning. Make sure your air conditioning won't quit cooling for you this summer, inspect the system for any worn out, damaged belts and that it's clear of any debris. 3. Summer Tread. Opt for All Weather tires or get some summer tires on your vehicle. You'll get more speed, better handling and better fuel efficiency with the right tires. 4. Brake Check. Summer weather patterns can bring all sorts of weather. You'll want to make sure your brakes are in check and ready to go for what summer weather may bring. Hot weather can also cause brake pads to wear more quickly so keep tabs on yours and make sure they are in good shape. Last but not least we hope you are enjoying this summer season and don't forget those sunglasses!

Music is essential for summer road trips!

MUSIC IS ESSENTIAL FOR SUMMER ROAD TRIPS!

Whether you're listening to the latest podcast or NPR channel, you might just end up wishing you had some great music along for the ride. Music and road trips go hand in hand, and if you're looking for some new tunes, there are many places to find and download music: iTunes Store Amazon MP3 Spotify Napster eMusic 7digital There are even more places to find a good song list. But how do you entertain the whole family? Or your best friend who decided to take his or her vacation time, so they could drive with you across the country. If you're travelling with your family, show tunes are always a great choice. Most of us can even sing along to some of the old standards: South Pacific West Side Story My Fair Lady Bye, Bye Birdie Grease More genres to choose from, to satisfy most musical tastes: Folk Pop HipHop Jazz Country Classical Rap Punk Reggae Doing a simple search online can go a long way to help you build your library. Searching Spotify, Pinterest and Google, will come up with some great choices, whether it's an old favorite we know all the words to, or something brand new. Have a great trip, and drive safe!

A man texting and driving.

TIPS TO STOP DISTRACTED DRIVING

Did you know that distracted driving is becoming the leading cause of traffic accidents? According to the National Safety Council, as many as 40,000 people died in auto accidents last year, which is the highest number since 2007. One factor that contributes to this statistic is the increasing number of people who own smartphones. Whether it's texting, talking, eating - or anything that takes the driver's attention off the road, a crash can be the unfortunate result of that. The good news is that there are a few simple steps you can take to keep yourself safer on the road: 1. Don't use your phone while driving. If you have to make a call, make sure to link your vehicle's hands-free system ahead of time if it's equipped with one. Do check your local laws and regulations on what's allowed. 2. Plan ahead and allow extra time so you're not in a rush. If you're using GPS to navigate, be aware that it may not always be accurate due to road construction or other factors. 3. Observe speed limits. Going over the speed limit means that it takes more time to make an emergency stop, which means you're more likely to get into an accident. 4. Have a plan in case of an accident. Be sure to carry an up-to-date insurance card, and print out an accident report form like this one and keep it in your glove compartment. Source: https://al.st/28O7j7k

Spring car care tips!

SPRING CAR CARE TIPS!

Here comes the sun and rising temperatures, which means an entirely different strategy for car care. Here are six simple tips to help you care for your vehicle as we make way for spring!! 1. Wash and Wax One of the single most important things as spring starts. Allowing debris and grime to build up on your car can affect its paint and finish. 2. Clean the Inside, Too Nobody wants to spend time cleaning out their car during a cold winter day. That's why spring is the perfect time to clean your car's interior, Spring Cleaning we like to call it. Remove and throw away any trash and other items that have accumulated in your vehicle over the winter. 3. Check Your Tire Pressures As air gets warmer again in the spring, tire pressures can increase; If the pressure increases past your manufacturer specification (because you added air during the winter), it can seriously affect your car's drivability and fuel economy. 4. Inspect Your Wiper Blades As spring starts and temperatures warm up, check your wiper blades for any signs of wear. The wiper itself could wear dramatically over the winter due to ice buildup or other issues on your windshield. 5. Check Under the Hood Do a thorough check under your hood to make sure your car's engine made it through the winter without problems including checking your fluids. Specifically, check belts and hoses to ensure the cold temperatures haven't rendered them brittle or heavily worn. 6. Check Alignment and Suspension If you find yourself frequently traveling roads with huge potholes or rocks that have emerged from the asphalt, it could ruin your car's alignment or damage suspension components. We advise that if you've taken your car to a mechanic to check under the hood, ask for a quick suspension and alignment check to make sure nothing is too far outside the manufacturer's specifications. Happy Spring!

A car drives down a tree lined road

SPRING DRIVING TIPS

Spring time brings rain and the after effects of winter weather, potholes and uneven pavement. Keep these driving tips in mind before you travel: •Spring showers bring may flowers - and wet driving conditions. Slow down on slick roads, and increase your following distance even when mist begins to fall. Just a small amount of water can mix with oil and grease on the road to create slippery conditions. •Share the road. Warm weather brings out motorcyclists, bicyclists and pedestrians. •Understand the impact of medications on driving: For many people, spring means seasonal allergies. Over-the-counter allergy drugs can have side effects or interact with other medications to diminish your driving ability •If possible, go around potholes. •Deep potholes can throw your car out of alignment or worse, forcing you to buy a new wheel and a new tire. You may be able to file a claim (laws differ from city to city and state to state), but you you'll likely have to prove negligence on the part of the city. •Avoid driving through large puddles. Driving through water can impair your brakes, cloud your vision, or cause you to hydroplane. •Keep your tires properly inflated. Full tires can reduce the damage caused by potholes and other road hazards. SCHEDULE SERVICE with us, and we'll make sure you're in tip-top shape.

GM Military Discounts

MILITARY DISCOUNTS FOR GM VEHICLES

For anyone in the military, you might have found that buying a car can be a prohibitive expense. If you are away most of the year, then buying a car can feel pointless. However, if you are looking to either get a car for yourself or for your family, then you'll be happy to know that military discounts for GM vehicles just became better than ever before. This military discount program could help you save several hundred - and in some cases, thousands - of dollars in car investment. All eligible participants can make sure they have a reliable car that can keep everyone safe without seeing all of their hard-earned cash going down the drain! Getting Your Military Discount with GM Vehicles • To start off with, you simply need to come and look at the GM store and 'create' your own ideal vehicle. You can work through their platform, see the offers on hand and just decide on what kind of car perfectly fits with what you would have been hoping for. • Then, you need to give your dealership the authorization number provided to you by GM. You can contact them directly and verify if you are someone in the military who qualifies for this wonderful saving service. • Afterward, you just need to head on down to the dealership, make your purchase and drive off a happy soldier! The GM Military Discount At the moment, their military discounts program has just undergone the largest buff-up in its short history. From January 2016, more than 23 million new US veterans would have become eligible - alongside their spouses - to join the program. This is part of the wider program that allows all active preserved and retired duty service personnel to get awesome discounts on their cars as and when they are needed. This first started in 2008, when the program was introduced as the GM Military Discount. It offers far lower pricing than the recommended retail price for all eligible GM vehicles. This allows for reserves, retirees, active duty and veteran troops to get the help that they need to get a vehicle at a price they can afford. You do so much hard work elsewhere in the world, so why not enjoy a bit of a benefit from all of that stress, effort and challenge emotionally and physically? Interestingly, the program used to have a cut-off point of one year after separation from the military. That is no longer the case. If you are interested in this, then you should absolutely get in touch with GM Motors or speak to someone in your military group to see if they can help you move towards getting that car at a better price. GM and the US Military have a long history, ever since they helped to serve the war effort so commendably in the Second World War. This is a mere extension of their constant commitment to those who lay their life on the line for others to get a little something back when they return to normality.

Winter car repairs you want to avoid.

COSTLY WINTER CAR REPAIRS YOU WANT TO AVOID

When the harsh and cold winters arrive, one thing we need to have working in top condition is our cars. Without cars, we are left to fend for ourselves in the winter which obviously nobody wants to do. At that point, then, you should some more time looking at how to keep your car in the best position and condition that you can. To do that, here are some of the most common winter c-ART are repairs that you might want do your best to avoid, or risk seeing your Christmas budget vanish without a trace! • Tire Damage. Alright, so tires aren't the most expensive item to repair on the list but they are still an expense; one you could spend more on than you intended in the wrong situation. Tires make up a large part of the cost for standard car repair in the winter, though, so keep that in mind. Always drive at a slower pace and a more considered style during the winter; if you go too fast and/or too hard, you'll be left with tires that are likely to get ripped up in the depths of the winter. Also, get tries aligned and rotated as often as possible to avoid uneven wear and tear on the tires themselves. • Airbag Replacement. The sheer variety of costs involved in an airbag replacement can go way above the $5,000 mark. Because of the sheer range of invention in the airbag compartment, it can take a long time to find the position needed to get the repairs made; meaning that you can see more than your fair share of damage take place. At the same time, though, you need to look closer at why an airbag replacement may be needed; take better care of your car, always be conscious of driving decorum in the winter, and you can avoid being caught up in a damaging and gruesome smash! • Camshaft Damage. These tend to come up semi-regularly in winter for cars that were already quite heavily damaged. This can cost you over $3,000 if the wrong thing happens, so you can find yourself dealing with one of the most painful and expensive of treatments. This can mainly be changed by using regular oil changes and to make sure that you go for camshaft adjustments; this can avoid it becoming broken or bent. • Transmission Failure. Another common issue is a failure with your transmission. This can be a major issue when it takes place, and this can be quite hard to deal with for the most part. This can also cost you over $3,000 in the wrong car, purely because the transmission can be so complex to fix and repair. Without it, though, your car is more or less unusable. To avoid this happening, keep your car running for 5-10 minutes before you start driving off. It means an earlier rise in the morning, but it's worth it to avoid those costs! Avoid the four above issues by simply taking better care of your car, and you far more likely to have a winter that you can actually enjoy for a change.

All about car trade-ins.

ALL ABOUT CAR TRADE-INS

When it comes to getting a car trade-in to go your own way, you can find it's a battle of the mind as much as anything else. Trading a car in and walking in knowing that you just got good value for all of your hard work is very important. However, many people walk out of a dealership all high-fives only to find out that they have been comprehensively ripped off! To help you avoid that embarrassment, here are some decent car trade-in tips that we live by. With these, you are far more likely to get a car trade-in that is going to really make a big difference. Getting The Best Car Trade-in Value • Start off by paying attention to market value; with so many price comparison sites out there, ignorance is no excuse. You don't need to be a walking dealership to know a cars value; just look it up online. Make sure you are arriving with a value in mind and don't budge too far from it. this can make it much easier for you to get a price that you can feel like is good value for your car. • Bring all of the details that you can about the cars history; mileage, maintenance records, any incidents and other problems should all be noted down as quickly as you can. This should make it easier to convince the dealership that you have taken good care of the car and that they can feel comfortable buying it off of you in the first place. • Try and spruce up the motor as much as you can; a bit of extra work can add on a lot more in terms of what you paid for the work to be done to the cars value. Get rid of bad smells such as cigarette smoke, and get rid of all trash; vacuum up inside and make sure it looks as close to the standard as possible. The dealer should be able to see it being sold, not all the work they need to do to make it sell-worthy. • Negotiate your trade-in as the trade-in alone. When trading in to buy a car that day, you can find all sorts of machinations take place to make sure you get less value for what you are buying. The trade-in always is weaker compared to the new buy, so making sure you can give them reason to believe you are here to trade in, not to buy back right away. • Always be clear you are not a novice, either. Tell them you've been reading into the cars value and want to see if they value it at the same level. Call ahead of time and make sure they show a positive mood for the model you are offering them. • Also, never give over your registration, details or your car keys. Dumb dealerships might try and hold onto them and try play a game to get you to buy. While it's likely you'll not react how they want, it will probably land you in trouble. All things being equal, going along with the above should make it much easier to get a more creative and consistent response long-term.

What is a FICO auto score?

WHAT IS A FICO AUTO SCORE?

FICO Auto scores are specific industry version. It is delicate and predictive in the potential condition of auto loan repayment crisis. The base FICO Score is created first then adjusted on predicting the probability to pay as agreed in the future such as an auto loan. FICO score is the basis of FICO Auto Score. FICO Score is the one that designates you in the level of worthiness in any sort of credit. On the other hand, FICO auto score is the one that designates you in the level of worthiness in any sort of credit specifically for auto loans. Some of the automobile finance lenders use the FICO Auto Score instead of FICO Score. It is essential to know what score lenders need to use in their review process of the credit. They also determine the other information they need to consider in the review process of the credit. They need more information about income, the value of the collateral and employment history of the person. The FICO Score and FICO Auto Score are different in scoring range. The base FICO score falls between 300 and 850. On the other hand, FICO Auto Score ranges from 250 to 900. As you want to shop for financing to buy car or vehicle, there are some factors that will affect your payment. Length of Loan Buyers choose a car loan that lasts for five years or longer. The average car loan length is about 65 months in the last quarter of 2012. The good in having a longer car loan is that in terms of payment, it will be lower. The disadvantage is that you may owe your car or vehicle more than it's worth. Down payment It is made easier for you to reduce the amount you borrow if you have a larger down payment. Some prefer to sell their current car or vehicle to use as a down payment but there are some lenders who don't require a down payment. Credit Score The credit score will help you find out the interest rate of your payment. If ever you don't have a not so perfect credit, it does not mean that you don't have a modest rate. The auto lender credit score may be different from the score you see if you have your own credit. Refinance Car Loan If you get a lower rate, you will save money and you can pay your loan quickly. There's another option, which is that you can extend your loan term. It makes your payment affordable. It is easy to do. Just refinance your auto loan then apply to determine if you qualify for it. In time, the lenders will check your credit or even request a score. It will be noted on more than one of your credit reports but most credit score structure will ignore the current auto loans queries. If you want to protect your credit, watch out for the interest rates for it may increase without any notice. If you are desperate to have a car or vehicle, try to get a personal loan. If you can't, try a non-profit credit agency which can help you find solutions in times of financial difficulties.

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